HFS Financial - Flexible Home & Pool Project Financing

Finance What Matters Most, With Terms That Work for You

Whether you’re dreaming of a sparkling pool, backyard upgrade, or major home improvement, HFS Financial makes it simple and fast to get the funding you need, without touching your home equity

Features:

  • Competitive low fixed rates and manageable monthly payments.

  • Funds go directly to you, not your contractor.

  • Personal loans with no home equity or appraisal required.

  • Same-day prequalification with soft credit inquiries (no score impact).

  • Loan terms up to 20 years for better budgeting.

Best Fit For Projects Like:

  • Inground or above-ground pool installations

  • Backyard renovations (patios, pergolas, outdoor kitchens)

  • Major interior upgrades (kitchens, bathrooms, flooring)

  • Garage finishing, metal buildings, HVAC, solar, and more… you name it.

BENEFITS

From sparkly pools to outdoor kitchens and everything in between, HFS Financial lets homeowners tackle projects they actually want without the headache of complex home equity loans. The direct-to-consumer model gives you autonomy, you choose how the money is spent and keep the project moving.

WHY IT WORKS

This option is perfect for homeowners who want straightforward financing with flexible use of funds, fast turnaround, and terms that keep payments comfortable, especially when planning projects that aren’t tied to home equity

Finance Your Project with HFS Financial

VistaFi Dynamic Contractor Financing - Fast Funding for Home Renovations

Get Quick, Flexible Loans for Home Projects, Without Equity or Stress

Designed for dynamic projects of all shapes and sizes, VistaFi’s financing makes it easy to secure the money you need quickly and without touching your home’s equity.

Features:

  • Loans from $5,000 to $250,000 with terms up to 20 years.

  • Funding often within 48 hours of approval.

  • No prepayment penalties, pay off early if it makes sense.

  • Personalized support from a dedicated loan consultant.

  • No home equity required and no appraisal.

Best Fit For Projects Like:

  • Roof replacements, HVAC upgrades

  • Window/door replacements

  • Decks, patios, and fences

  • Basement remodels, flooring, and more

  • Investment property upgrades or fix-and-flip work

BENEFITS

VistaFi gives homeowners a fast and friendly financing experience tailored to their project goals and credit profile. From minor fixes to major renovations, the flexible loan design and consultant support make it super straightforward to plan, approve, and fund your next big idea.

WHY IT WORKS

This is an ideal choice for homeowners looking for speed, flexibility, and expert guidance. If someone’s project needs quick approval and gentle terms, even without perfect credit, VistaFi makes it doable without stress. This is an ideal choice for homeowners looking for speed, flexibility, and expert guidance. If someone’s project needs quick approval and gentle terms, even without perfect credit, VistaFi makes it doable without stress.

Finance Your Project with VistaFi Dynamic Contractor Financing

Lyon Financial - Established Financing for Pools & Outdoor Living

Build Outdoor Dreams With Industry-Leading Pool & Home Improvement Loans

For four decades, Lyon Financial has helped homeowners unlock financing for pools, outdoor living spaces, and renovation projects, offering long terms and low payments that fit real-life budgets

Features:

  • Longest loan terms in the industry for the lowest monthly payments.

  • No consulting fees and no prepayment penalties.

  • Unsecured loan options, no home equity or appraisal required.

  • Personalized review to match your credit profile and project needs.

  • Contractor-friendly support through the build process.

Best Fit For Projects Like:

  • Swimming pools (inground, above-ground, or custom)

  • Outdoor kitchens, pergolas, patios, fire features

  • Decks, landscape enhancements, or multi-part backyard projects

BENEFITS

Lyon’s decades of experience mean you’re backed by a financing partner that understands how outdoor spaces add value and memories to a home. Whether you want a resort-style pool or a full backyard makeover, the flexible terms make it easier to say “yes” without breaking the bank.

WHY IT WORKS

Perfect for homeowners focused on backyard lifestyle upgrades, especially pools, who want budget-friendly monthly payments and a trusted financing partner with a long track record.

Finance Your Project with VistaFi Dynamic Contractor Financing

Quick Comparison Snapshot

Feature

No home equity required

Fast funding

Dedicated consultant

Pool & outdoor focus

Best for

HFS Financial

Yes

Yes

Standard

Broad improvements

Full home + backyard

VistaFi Dynamic Contractor

Yes

Often within 48 hours

Yes

Broad improvements

Flexible, rapid renovations

Lyon Financial

Yes

Standard processing

Yes

Expert pool focus

Pools + outdoor living spaces

HR1 Solution, Inc.

Veteran-Owned Home Improvement & Construction Company

Since 2017, HR1 Solution, Inc. has been delivering high-quality home improvement and construction services across the DMV area. From pools and outdoor living spaces to full home renovations, we are committed to craftsmanship, integrity, and results you can trust.

33 McWhirt Loop Unit 117 Fredericksburg, VA 22406

(540) 693-1989 | (571) 969-0086

Business Hours:

Mon to Fri: 8am - 5pm

Saturday: 8am - 12pm

Sunday: Closed